DISCLAIMER FOR MSMONICAD.COM

Disclaimer

Last Updated: 3/30/2026

Ms. Monica D is a brand of Purposed With Solutions LLC (“Company,” “we,” “our,” or “us”). This Disclaimer applies to your use of [www.msmonicad.com], including all content, services, sessions, digital resources, blog content, educational materials, downloads, emails, and communications provided through this website.

By using this website, you acknowledge and agree to this Disclaimer.

1. General Information Only

All content provided on this website is for general educational and informational purposes only. Nothing on this website is intended to be, or should be interpreted as, legal advice, financial advice, tax advice, mental health counseling, therapy, medical advice, or any other form of licensed professional advice.

The information shared through this website, including mentoring sessions, blog posts, educational resources, and life and legacy materials, is offered to support personal reflection, education, and informed decision-making. You are responsible for how you use any information provided.

2. No Professional or Licensed Advice

Ms. Monica D and Purposed With Solutions LLC do not provide legal representation, legal services, therapy, counseling, medical treatment, psychiatric care, financial planning, or tax services through this website unless expressly stated otherwise.

Any content related to:

• personal growth

• emotional awareness

• family dynamics

• boundaries

• identity rebuilding

• probate education

• memorial planning

• life and legacy preparation

• faith-based encouragement

• personal development
  
  

is provided strictly for educational purposes and should not replace advice from a qualified attorney, therapist, physician, licensed counselor, financial professional, tax professional, or other credentialed expert.

When legal rights or specific legal applications are involved, consulting an attorney is the appropriate next step. Virginia’s public legal resources themselves expressly note they do not provide legal advice and advise people to consult an attorney to understand and protect their rights.

3. No Therapist-Client, Attorney-Client, or Fiduciary Relationship

Your use of this website, submission of a contact form, participation in a session, receipt of educational materials, or communication with us does not create:

• an attorney-client relationship

• therapist-client relationship

• counselor-client relationship

• doctor-patient relationship

• fiduciary relationship

• crisis-care relationship
  
  

Any support offered through Ms. Monica D is educational, personal-growth-oriented, and faith-informed in nature unless otherwise clearly stated.

4. Personal Responsibility

You understand and agree that you are using your own judgment in connection with any information or resources provided on this website. You remain fully responsible for your decisions, actions, results, and outcomes.

By using this website, you accept full responsibility for any consequences arising from your use of the information, services, or resources provided.

5. No Guarantees or Promises of Results

We make no guarantees, representations, or warranties regarding any specific outcome, transformation, emotional result, personal breakthrough, relational outcome, financial outcome, legal outcome, or life result from using this website, participating in sessions, or purchasing or downloading any resources.

Every person’s background, decisions, circumstances, and results are different. Any examples, stories, testimonials, or illustrative outcomes shared on this website are not guarantees of what you may personally experience.

The FTC requires advertising claims to be truthful, non-deceptive, and supported, and it has specifically warned that endorsements and testimonials can be misleading if they imply results consumers generally should expect when that is not the case.

6. Testimonials and Endorsements

From time to time, this website may feature testimonials, feedback, or endorsements from clients, readers, or customers. These testimonials reflect individual experiences and are provided for illustrative purposes only.

They do not guarantee that current or future users will achieve the same or similar results. Testimonials are not intended to represent that anyone will necessarily achieve the same outcome.

The FTC’s endorsement guidance emphasizes that endorsements must be honest and not misleading, and material connections should be disclosed where applicable.

7. Faith-Based Content Disclaimer

Some content on this website may include Christian, biblical, spiritual, or faith-based perspectives. This content reflects the values and voice of the brand and is shared for encouragement, reflection, and educational purposes.

Faith-based content is not a substitute for licensed mental health care, medical care, crisis intervention, or legal counsel. If you are facing a medical emergency, mental health crisis, abuse situation, or urgent legal issue, you should immediately contact the appropriate licensed professional or emergency services.

8. Mental Health and Crisis Disclaimer

Ms. Monica D does not provide crisis response services, emergency counseling, psychiatric care, or licensed therapy services through this website.

If you are experiencing severe emotional distress, thoughts of self-harm, thoughts of harming others, abuse, domestic violence, or any mental health emergency, please call 911, contact a licensed mental health provider, or seek immediate emergency support in your area.

9. Life and Legacy / Probate Education Disclaimer

Any content related to life and legacy planning, probate education, memorial coordination, planning documents, family preparation, or related educational tools is provided for general informational purposes only.

These materials are not legal advice and are not a substitute for consulting a licensed attorney, estate planning professional, tax advisor, or probate professional in your jurisdiction. Laws and procedures vary by state and by circumstance, and your situation may require individualized legal or financial guidance.

10. External Links Disclaimer

This website may contain links to third-party websites, platforms, tools, or resources. These links are provided for convenience only. We do not control, endorse, or guarantee the accuracy, completeness, reliability, availability, or usefulness of any third-party content, products, or services.

Your use of third-party websites is entirely at your own risk and subject to the terms and policies of those third parties.

11. No Warranties

This website and all content, services, and materials made available through it are provided on an “as is” and “as available” basis, to the fullest extent permitted by law.

We make no warranties or representations, express or implied, regarding:

• the completeness of website content

• the accuracy of information

• uninterrupted website availability

• freedom from errors

• suitability for a particular purpose

• non-infringement

• reliability of results obtained from use of the website
  

12. Limitation of Liability

To the fullest extent permitted by applicable law, Purposed With Solutions LLC, including its brand Ms. Monica D, shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or other damages resulting from or related to your use of this website, reliance on its content, participation in services, or use of any digital resources.

This includes, but is not limited to, damages related to:

• personal decisions

• emotional distress

• business losses

• legal consequences

• financial losses

• interrupted use

• errors or omissions in content

• third-party links or services
  
  

13. Use at Your Own Risk

By using this website, you understand that all actions you take based on the information provided are taken at your own discretion and risk.

You agree that the Company is not responsible for your interpretation, decisions, actions, or outcomes based on anything presented through this website or related communications.

14. Changes to This Disclaimer

We reserve the right to update, revise, or change this Disclaimer at any time without notice. Any updates will be posted on this page with a revised effective date. Your continued use of the website after any changes are posted constitutes your acceptance of those changes.

15. Contact Information

If you have questions about this Disclaimer, please contact:

Purposed With Solutions LLC
Brand: Ms. Monica D
Website: [www.msmonicad.com]
Email: purposedwithsolutions@gmail.com OR itsmsmonicad@gmail.com